Wed Oct 27, 7:00 p.m. on Zoom

Guest Speaker: Morris Agencies – Important Insurance and Liability Issues for your Cottage Association

Register at link button below

After registering, you will receive a confirmation email containing information about joining the meeting

Register For Meeting Here!


The purpose of this call to action – is to raise concerns regarding the status of the health of Lake Winnipeg and the supporting river systems.

Click the link below for the suggested letter you can send to your MLA voicing your concern. Also below is a link to all Manitoba Ministers contact information.

Suggested Letter to Send Contact List of Manitoba Ministers

Coalition to Save Lake Winnipeg

Please visit the Lake Winnipeg page for updates and information about the Coalition To Save Lake Winnipeg.

You can also find an information sheet on Blue-green Algal Blooms.

Coalition To Save Lake Winnipeg

Evaluating Manitoba’s Provincial Parks

MACO’s Responce to the Government  concerning Media reports that the Manitoba government is looking for ways to privatize or divest of provincial parks. MACO greatly values our provincial parks for the benefit of all Manitobans and visitors to our province.

Letter to the Minister Response from the Minister

Gus Wruck
Manitoba Association of Cottage Owners

Covid 19 Guide for Cottage Owners

View Covid 19 Guidelines Here!

MACO will continue to lobby government

Recently, the provincial government stated it is exploring the possibility of removing school taxes. MACO has long called for such a move, particularly when it applies to recreational property.

“On behalf of our membership, MACO will continue to lobby government to remove school taxes,” MACO President Gus Wruck said. “We believe the taxation system currently in place to be punitive to cottage owners. The current system is taxation without representation, as cottage owners are not allowed to vote for school trustees, yet cottage owners are expected to pay school taxes within their municipal areas. It’s unfair. It’s not right and we will continue to express our opinion to government.”

Those interested in reading more on this topic can click on the link to a very informative article authored by Free Press columnist Tom Brodbeck:

Article by Free Press columnist Tom Brodbeck

Please read the MACO submission to the Manitoba Commission on K-12 Education

MACO’S Submission

MACO Membership

Currently MACO has;
46 cottage associations
4 single individual members
or a total of 2800 members

Maco membership also allows your group access to a one of a kind insurance policy.

View all MACO members here!

View the benefits of Membership here!

Strategic Plan

You can download and review the 2020-2024 MACO strategic plan.

2020-24 Strategic Plan

Kid’s Activity Book

You can now pay your membership fees by PayPal using your credit card.


When paying please add 2.9% +.30 cents to cover admin costs

Hopefully below we can answer some of your most frequently asked questions. If not feel free to Contact MACO.
Here are a couple resource articles MACO has created to help you set up a local Cottage Association.
  1. Forming a Cottage Association

  2. Start-up draft By-laws

To view the full schedule of upcoming meetings go to our Meeting Schedule page here.

The Manitoba Association of Cottage Owners Inc. (MACO) is an umbrella association of cottage, beach, ratepayers’ groups and individuals in Manitoba (MACO is an incorporated, non-profit association run by volunteers).

It’s goal is to promote and advance the common interest of ratepayers in cottaging areas in Manitoba.

Association Members Page Associate Links Page Board of Directors Page
  • Eliminating education taxes from property
  • Working for equitable application of Disaster Financial Assistance for cottage owners
  • Participating in the Lake Winnipeg Research Consortium
  • Informing cottagers on issues of concern to cottagers
  • Emailing items of interest to MACO email Participants
  • Looking for input on website and newsletters from Members

“MACO is calling upon individuals with an interest in cottage country to consider joining the MACO Board. A great opportunity to discuss with other cottage owners issues that are important to your cottage investment – such as education property taxes, environmental issues and more.

MACO has just made it easier for you to participate – Board meetings will be held quarterly instead of monthly. Plus, we will soon have the ability to participate in meetings by conference call, reducing your travel time.

The success of MACO depends on volunteer input and has in the past resulted in great member services such as the MACO insurance program which keeps your insurance costs down, as well as our excellent website with a wealth of informational resources.

If you’re interested, please contact Secretary Shelley Morris at

Purchase this Sign for your property, only $4, see any Board member or  “Contact Us”.
Education Tax Page
MACO’s Vice-President attended a meeting in Regina in November. It is important to include Lake Manitoba as a stakeholder in the development of the board to manage the Assiniboine River drainage basin.
Visit the Website

The Cottager

cottagerThe Cottager is the only publication dedicated to cottage owners in Manitoba and Northwestern Ontario, and those who enjoy life at the lake. Published since 1992, the magazine profiles unique cottages, people and issues around lakeside living – covering everything from real estate trends to renovations, as well as boating, fishing and outdoor activities on and off the water.

Regular departments highlight the latest in cottage-related products, style and do-it-yourself projects. A new Eco Lake section offers cabin dwellers ways to live green and protect the environment that they enjoy. The magazine also explores the landscape, residents and amenities of specific cottage country areas, in every issue.

The Cottager also provides regular cottage real estate listings for those looking to buy (or rent) a lakeside lifestyle.

THE COTTAGER is published five times each year. Our mission is to entertain and inform cottage owners residing in Manitoba and Northwestern Ontario, Canada.

The Cottager Website

The Watershed Observer

Watershed-ObserverThe Lake Winnipeg Foundation (LWF) publishes a newsletter, The Watershed Observer, twice a year. In our most recent edition, you’ll find updates on wetland protection and boreal conservation, get to know songwriter Sol Sigurdson (aka “The Lake Winnipeg Fisherman”) and learn how you can help ensure clean water is on the agenda of decision-makers. Plus, we acknowledge the many individuals and organizations who make a healthy Lake Winnipeg possible by joining our growing network of change.

LWF is an environmental non-governmental organization (ENGO) seeking solutions to ensure a clean, healthy Lake Winnipeg and watershed now and for future generations.

Founded in 2005 as a volunteer coalition of concerned lake-lovers, LWF today is emerging as a leading organization working collaboratively with non-profit, academic, industry and government sectors and the public to restore and protect our great lake.

The Watershed Observer Website
“MACO is to promote and advance the common interests of cottage owners in areas throughout Manitoba”


MACO Issues

Here you will find issues being addressed by MACO.
MACO Issues

Document Library

Here you will find a library of all MACO documents.Document Library

Meeting Minutes

You can view previous meeting minutes here.Meeting Minutes

Why Join MACO?

Strength is in numbers, please join MACO today.Why join MACO?